Auto Loans

Rates from 6.99% APR. Terms up to 84 months. Pre-approval in minutes. Finance new or used — purchase or refinance.

Get Pre-Approved

Today's auto loan rate

Competitive rates for members, no dealer markup.

New Auto Loans
6.99%
APR as low as · Terms up to 84 months
Apply Now

What we finance

New cars, used cars, refinancing — all covered.

New Vehicle Purchase

Rates from 6.99% APR. Terms 24–84 months. No dealer markup — same rate for everyone.

Used Vehicle Purchase

Rates from 7.49% APR. Terms up to 72 months. Vehicles up to 10 years old eligible.

Auto Refinance

Lower your monthly payment. Refinance from any lender. No fees, no penalty.

How it works

Get on the road in four simple steps.

1

Apply Online

Complete a 5-minute application from your phone or computer.

2

Get Pre-Approved

Receive your pre-approval amount and rate — usually within minutes.

3

Shop with Confidence

Use your pre-approval like cash. Negotiate like a cash buyer.

4

Sign & Drive

We pay the dealer directly. You drive away with the keys.

Ready to get started?

Pre-approval takes minutes. No application fees.

Apply for Auto Loan