Auto Loans
Rates from 6.99% APR. Terms up to 84 months. Pre-approval in minutes. Finance new or used — purchase or refinance.
Get Pre-ApprovedToday's auto loan rate
Competitive rates for members, no dealer markup.
What we finance
New cars, used cars, refinancing — all covered.
New Vehicle Purchase
Rates from 6.99% APR. Terms 24–84 months. No dealer markup — same rate for everyone.
Used Vehicle Purchase
Rates from 7.49% APR. Terms up to 72 months. Vehicles up to 10 years old eligible.
Auto Refinance
Lower your monthly payment. Refinance from any lender. No fees, no penalty.
How it works
Get on the road in four simple steps.
Apply Online
Complete a 5-minute application from your phone or computer.
Get Pre-Approved
Receive your pre-approval amount and rate — usually within minutes.
Shop with Confidence
Use your pre-approval like cash. Negotiate like a cash buyer.
Sign & Drive
We pay the dealer directly. You drive away with the keys.
Ready to get started?
Pre-approval takes minutes. No application fees.